What This Privacy Policy Covers
Fintech Blue Solutions Private Limited, a Company incorporated and registered under the Companies Act, 2013 having its registered office at The ORB – Sahar, 4B, 1st Floor, A Wing, Marol Village, Andheri (East), Mumbai – 400 099, Maharashtra, India (hereinafter called as “Fintech”) is pleased to provide the Flurish, a content publishing portal and any related third party software, services or products (herein referred to as “Flurish”). We value your trust and take your privacy seriously. This Privacy Policy informs you of the manner in which Flurish collects, uses, maintains and discloses Personal Information collected from the users (each, a “User”) of this Site.
Please read the following to learn more about our privacy policy. By using our website, you expressly give us your consent to use and disclose the information provided by you. If you do not agree to the terms, you are requested not to use or access our website.
What type of information we collect?
Personal information collected by us may include: Name, postal address, phone number, and e-mail address.
We may also collect information about you but not limited to such as:
- If you create an account – your username, password, and other demographic information that you provide.
- If you take a survey or interact with us in various other ways – demographics information that you provide and information about subjects that may interest you.
- If you connect your account to another service such as LinkedIn or Twitter, the other service may send us your registration or profile information on that service that you authorize. This information enables cross-platform data sharing to improve your user experience.
USE OF YOUR PERSONAL INFORMATION
This policy covers how Flurish treats personal information that Flurish collects and receives, including information related to your past use of any products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available.
You further understand and acknowledge that provision of your Personal Information is voluntary, and you may choose to provide and/or withhold provision of any such information. You may further choose to withdraw your consent for use/collection of your Personal Information at any point by writing to the Grievance Officer. However, in case of non-provision of any Personal Information or withdrawal of consent from the Company to collect and use your Personal Information, you may not be eligible for certain services for which such Personal Information needs to be collected.
Our Platform has robust security measures in place to safeguard against loss, misuse, and alteration of information under our control. We prioritize data and privacy security by incorporating state-of-the-art technology and multiple security layers throughout our products. This allows us to defend against a wide range of security threats, from basic vulnerabilities to sophisticated attacks.
THIS PRIVACY POLICY ONLY APPLIES TO FINTECH
This policy does not apply to the practices of companies that Flurish does not own or control; or to people that Flurish does not employ or manage.
INFORMATION COLLECTION AND USE
GENERAL
Flurish collects personal information when you visit/use/register with Flurish, when you use displayed products or services, when you visit Flurish pages or the pages of certain Flurish partners, affiliates, group companies and when you enter promotions or sweepstakes. Flurish may combine information about you that we have with information we obtain from business partners or other companies.
When you register, we may ask for information such as your name, email address, birth date, gender, postal code, occupation, industry, and personal interests. For some financial products and services, if offered, we might also ask for your address and information about your assets. If User transacts on the Site, we may collect additional Personal Information about your transactions. When you browse/ use/register/sign in Flurish, you are not anonymous to us.
Fintech automatically receives and records information from your computer and browser, including your IP address, Fintech cookie information, software and hardware attributes, and the page you request.
In addition, when you use Fintech’s services, you may choose to make some of your personal information public. If you post personal information online that is accessible to the public, Fintech will not be responsible for the use or misuse of such information.
Flurish uses information for the following general purposes: to customise the advertising and content you see/view fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients. Fintech is not responsible for the accuracy, completeness, veracity nor reliability of any advertising and content, products or services which may be accessed or advertised to you and Fintech will not be liable for any loss or damage arising out of the same.
Eligibility Crieteria
Flursih does not contact individuals under age 18 about special offers or for marketing purposes without an adult’s permission. The usage of its services are not available to persons under the age of 18 or to anyone previously barred/suspended/ removed from using flurish. If you are under the age of eighteen (18) you are prohibited to use without a parental sponsor and guidance or in any event use the Services and in accordance with Applicable laws.
By accepting these Terms or by otherwise using the Services or the Site, You represent that You are at least 18 years of age and has not been previously suspended/barred/removed from using Flurish. Further you represent and warrant that you have the right, authority, capacity and competent to enter into this Agreement and to abide by all of the terms and conditions of the same. You shall not impersonate any person or entity, or falsely state or otherwise misrepresent identity, age or affiliation with any person or entity.
SHARING YOUR PERSONAL INFORMATION
Flurish does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide products or services you’ve requested, when we have your permission, or under the following circumstances:
- We provide the information to trusted partners who work on behalf of or with Flurish under confidentiality agreements. These companies may use your personal information to help Fintech communicate with you about offers from Flurish and our marketing partners. However, these companies do not have any independent right to share this information.
- We may share personal information with our other corporate entities and affiliates to help us operate our business and the Site or administer activities such as detection of identity theft, fraud and other potentially illegal acts, to facilitate joint or co-branded services that you request where such services are provided by more than one corporate entity. We may share your information with these third parties for those limited purposes provided that you have given us your permission.
- We may disclose personal information if required to do so by law or in the good faith belief that such disclosure is reasonably necessary to respond to subpoenas, court orders, or other legal process.
Flurish displays targeted advertisements based on personal information. Advertisers (including ad-serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria—for example, women ages 18-24 from a particular geographic area.
- Flurish does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
- Flurish advertisers may include financial service providers (such as banks, insurance companies’ agents, stock brokers and mortgage lenders, etc.) and non-financial companies (such as stores, airlines, and software companies, etc.).
We may on occasion provide magazine subscribers’ postal mailing addresses to selected advertisers who wish to reach you by mail.
COOKIES
A “cookie” is a small piece of information stored by a web server on a web browser so it can be later read back from that browser. Cookies are useful for enabling the browser to remember information specific to a given user.
We place both permanent and temporary cookies in your computer’s hard drive. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent.
Flurish lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to Flurish ‘s cookies.
CONFIDENTIALITY
Flurish limits access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.
Flursih have physical, electronic, and procedural safeguards that comply with applicable laws/ regulations/Federal regulations to protect personal information about you.
PROTECTION OF YOUR INFORMATION
Flurish adopts appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your Personal Information and data stored on our Site. However, you should be aware that no server and/or location is 100% secure and it is possible that such may be entered without permission by a computer hacker or by someone similarly engaged in unauthorized access. Fintech is not liable if such an act occurs.
YOUR CONSENT
By using the Website and/ or by providing your information, you consent to the collection and use of the information you disclose on the Website in accordance with this Privacy Policy, including but not limited to your consent for sharing your information as per this privacy policy.
If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it, and under what circumstances we disclose it. We encourage and advise you to frequently check for any change in these terms.
Fintech Blue Solutions Private Limited (hereinafter referred as the “Company”), is concerned about the complaint/grievance of the users and/or clients.
This grievance redressal aims at minimizing the instances of customer complaints and grievances through proper service delivery and review mechanism to ensure prompt redressal of customer complaints and grievances. The review mechanism is aimed at helping in identification of shortcomings in service delivery, if any.
Grievance Redressal
To ensure that the company’s grievance redressal mechanism is more meaningful and effective, a system/ process has been designed. Such system would ensure that the redressal provided is just and fair and is permissible within the given framework of the rules and regulations. This grievance redressal would be made available at all regional offices/branch offices of the company. The concerned employees in the respective branch offices shall be made aware about the complaints/ grievance handling process.
Process
The process followed for addressing queries shall be:
- For any grievance, please contact us with the details by sending an email to the Grievance Officer, Mr. Uvesh Bakali on
‘info@flurish.in’, ‘marketing@fintechbluesolutions.com’ or write to Fintech Blue Solutions Private Limited, The ORB – Sahar, 4B, 1st Floor, A Wing, Marol Village, Andheri (East), Mumbai – 400 099, Maharashtra, India or reach us on 8169708779. - The grievance will be acknowledged within 2 working days of its receipt.
- The company shall exercise all efforts to address it, including intimation to the respective Insurance company for a quick redressal.
In case of no reply from the Complainant, within 2 weeks from the date any clarification was provided, the Company shall treat the Complaint as Closed.
QUESTIONS AND SUGGESTIONS
If you have questions concerning this Privacy Policy Statement or Flurish, you can contact us at – info@flurish.in, marketing@fintechbluesolutions.com or write to:
Fintech Blue Solutions Private Limited,
The ORB – Sahar, 4B, 1st Floor,
A Wing, Marol Village, Andheri (East),
Mumbai – 400 099, Maharashtra, India
