Travelling abroad is very thrilling, whether you travel for work or pleasure. However, while travelling you need to be very cautious and ensure that your trip is as hassle-free as possible. Unfortunately though, at times, certain unforeseen situations ruin the holiday. Even while you can’t control these events, you can surely stay prepared for them. This is why you need travel insurance.
Top 5 reasons why travel insurance is important
- Crucial to get a visa
There are some countries, such as the USA and the UK that do not give you a visa if you do not have a travel insurance plan in place. This is one of the main reasons why you need to go online, compare and find the best travel insurance policy when planning your foreign holiday.
- Covers healthcare costs
No one likes getting sick when travelling. Apart from the health hazard, it is also very expensive to fall ill abroad. The health care costs are exorbitant in most western countries. The travel insurance plan you buy also offers substantial health insurance cover. If you get ill or injured and require emergency health care, you can make a claim on the policy and get the medical expenses covered.
- Pays for lost baggage
Lost baggage is a huge problem. You would find it very difficult to adjust to a new place when you don’t have your personal belongings with you. Moreover, buying clothes, winter wear, shoes, etc can be very expensive abroad. If the airline misplaces your baggage, the travel insurance plan pays compensation for it and you can use the money to buy all the things you need in a smooth and simple manner.
- Pays for change in travel plans
Travel plans may get altered for various reasons. Cancelled or missed flights are common reasons why this happens. Other reasons may include climate conditions, man-made calamities like riots, etc. To stay covered and ensure you don’t have to pay for cancellation or rebooking fees, get a travel insurance plan. The travel plan covers these overheads and protects you from such unforeseen situations.
- Helps if documents are lost
If you lose your passport, you will be stuck at the destination and you will also get into a lot of legal trouble. At such a time, you will need to run around and arrange for some temporary documents to come back to India, and stay legally safe as well. With a travel insurance plan in place, the insurer helps you. They guide you and tell you how to go about the process, making it easier and less stressful for you.
These are the main reasons why you should invest in a very good travel insurance plan when you book your ticket the next time.
In conclusion
There are many good travel insurance plans available in India these days. These plans are easily available online. They are very economical as well, making them the ideal choice for you. So go ahead and choose the best plan and keep yourself and your family safe and secured on all your forthcoming foreign trips.
